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Small business financing made easy.

Apply in minutes, get funded in hours

Rates as Low as 5.25%

We offer a wide range of loan products, from inventory and equipment loans to revenue-based financing, invoice factoring, & SBA's all at competitive rates.

 

- Same day funding available up to $2M

- No minimum FICO score

- Minimum monthly revenue of      $10,000/mo is required.

We understand small business

As leaders in small business funding, we know that time is everything for business owners. That's why we offer the most flexible and hassle-free financing solutions for small businesses. Unlike most banks, we are focused on providing you with the funding you need, when you need it

Speed
Get funded in as little as 4hrs
Flexibility
Custom tailored solutions specific to business needs 
Hassle-Free
No more endless paperwork, constant denials, & strict requirements 

Our Journey to Excellence

Discover how CreditXip has become a leader in the business lending industry.

At CreditXip, we are committed to providing tailored financial solutions to businesses of all sizes. Our team's expertise and dedication have enabled us to make a significant impact in the industry.

Daily, weekly, & monthly payment options

No pre-payment penalties 

Rates starting at 5.25%

Funding up to $15M

Terms up to 25 years

Decisions within 4 hrs

Our Financing Solutions

CreditXip offers a range of financing solutions tailored to meet your specific business needs.

Inventory Loans & Lines of credit

We provide flexible inventory loans to support your business's growth and expansion.

Equipment Financing

Secure financing for new equipment or upgrade existing machinery with our customized financing options.

Freight & Invoicing Factoring Financing

You can get paid faster and avoid the stress of waiting for invoices to be paid. Contact us today to learn more about how can help your business.

Commercial Real Estate Loans

Explore our competitive commercial real estate loan options designed to help you achieve your property goals.

Cash Advances & SBA's

With our MCA or SBA options, you can get the financial boost you need to keep your business running smoothly.

Fix & Flips Funding

Access quick and reliable funding for your fix & flips projects with CreditXip's financing solutions.

Empowering Businesses

$30M+

Funds Disbursed

Up to $2M

Funded Same - Day

150+

Satisfied Businesses

10+

Years of Expertise

Business funding at your speed.

01.

Complete application

Our streamlined process is designed to be completed in just minutes.

No hard credit pulls*

02.

Get a decision.

We'll let you know if you qualify for our term loan, line of credit or both. If approved, you can then choose your loan amount and repayment terms.

03.

Receive your funds.

Sign your contract and get funds as soon as the same day. †

Are we a match?

Minimum requirements.*

3 Months

in business

$120,000

business annual revenue 

500

personal FICO® score

Business

checking account

Our Process

The CreditXip Approach

01

Financial Evaluation

Assessing your financial position and identifying opportunities for growth.

02

Tailored Solutions

Crafting customized financial solutions aligned with your business objectives.

03

Efficient Execution

Implementing impactful financial strategies for sustainable growth.

04

Ongoing Support

Providing continuous monitoring and support to fuel your business success.

Client Testimonials

Read what our clients have to say about their experience with CreditXip.

“CreditXip provided us with the financial support we needed to expand our operations. Their expert team guided us through the process with professionalism and efficiency.”

Morgan Fahey

“Thanks to CreditXip, we were able to secure the funding required for our real estate venture. Their commitment to our success was truly remarkable.”

Jane Leorma

“CreditXip's credit repair department significantly improved my credit score, enabling me to access the funding essential for our business growth.”

Zack Mioli

Get Started Today

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